About Joe Valencia

Loan Officer currently working at NEXA Mortgage.  I am licensed in AZ,CA,TX (NMLS #186006). I am a Family man, hard worker and a natural problem solver. I’ve been in the mortgage industry since 2004 and have learned every part of this business. From loan servicing, to correspondent lending and the broker side of the business.

I can answer mostly any question regarding to mortgages, whether it be about pre qualifying to buy a home, refinancing to help pay off your home faster, refinancing to help improve you monthly cash flow to helping with cash out for specific needs.

With being in loan servicing, I also can explain the escrow account process as this is one of the most confusing aspects of a mortgage once you have the loan.

I am a father of 2 beautiful twin daughters, bilingual (English/Spanish)
Please reach out to me and I can assist in any way possible.

Joe Valencia
Loan Officer
NMLS#
186006
Cell
714-321-3189
Email
jvalencia@nexalending.com