About Joe Valencia
I can answer mostly any question regarding to mortgages, whether it be about pre qualifying to buy a home, refinancing to help pay off your home faster, refinancing to help improve you monthly cash flow to helping with cash out for specific needs.
With being in loan servicing, I also can explain the escrow account process as this is one of the most confusing aspects of a mortgage once you have the loan.
I am a father of 2 beautiful twin daughters, bilingual (English/Spanish)
Please reach out to me and I can assist in any way possible.


