Blog - Joe Valencia -Loan Officer

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2026 | NEXA Lending LLC.
Licensed In: AZ,CA,TX, NMLS # 186006 | NMLS ID 1660690 | AZ BANKER license: BK-2006218
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212

Joe Services all of

Arizona, California, Texas

Banks Fight For Your Business
As brokers, we shop your scenario with 30+ lenders to get you the best rate.
No Lender Fees
We don't charge any lender fees, saving you on average $1,600 over retail banks.
Won't Impact Credit Score
We make sure the numbers work before running your credit.

Step 1 of 3

State
State

Resources